Ferrying Sense & Dollars

Ferry is  a retail investor, March 2020 everything crash, there was no safe haven, Stocks crash, Bonds crash, Gold crash, Crypto Crash. He listened to the fear and doomsday scenario being spread around the news, He did not dare to invest any money in anything, and decide to liquidate his position and hold cash.  Mid 2020 Stocks started rallying on possible V shape recovery. Ferry wanted to invest but there were talks of market going for double bottom, After all there is now a full blown pandemic worldwide and lock down everywhere, so he decided to wait. How could the market be rallying when everything has gone to shits? It's going to crash again! He watches a lot of Youtube videos of crash prediction, and he is convinced August 2020, S&P 500 index are hitting a new All time high, Again Ferry wanted to invest, but the US election is coming! so many uncertainty! What if the market crash again? So He decided to wait End 2020 S&P 500 ended up closing positive for the year ...

All hail the Dogefather Doge coin is going to the moon, giving a YTD return of more than 100x that's 10000% return! If only I am crazy enough to go full crypto and also be able to  sleep peacefully at night 😅 Speaking of Crypto,  I am trying out DFI token, more info here:  Cake DFI At 100+% APY I just couldn't resist. part of DeFI Chain, team looks legit, I have marginal understanding of the whole Decentralised finance of cryptocurrency, so don't ask me for details. Anyway  like any investment, Don't just look at the potential profit, Always ask what is the  RISK ? For crypto, I think 80-90% loss is possible, because to me there is no fundamentals backing it, of course crypto expert may argue otherwise, but their definition of fundamentals tends to be different from the usual stock fundamentals. I've dumped $500 about a month ago now it is valued at $620. Not the best kind of investment considering the risk, and I think the whole Crypto is in a bubble, but when...

  For those still using local banks as their broker with super high fees. Do consider trying out Moo Moo. They have a mobile app and Desktop version, pretty impressed with the functions so far, quick sign up, verification, allow margin (please use responsibly!). Can use my Join Link to get more cashback and your free Apple Share ->  Try Moomoo   (I am actually not sure if they are still giving Apple share now) OK! Ads over. Quarter 1 2021 just ended, and as mentioned   in my  March 2021 Report   despite the choppy ride in February and March, the US market is still on a strong uptrend.  As usual, Quarterly report is where I compare the different investing strategies employed as part of my running experiment. If you are new here and have no idea what is what go and read my  Different investing strategies . TWR = Time Weighted Return 1. Portfolio (+10.4% YTD) Good news my portfolio managed to stay on top, and survive the volatility in Fe...

Yep "Cash is trash", in case you haven't heard, Money is being printed like there's no tomorrow, so in the near future your cash will have lesser purchasing power due to inflation. Inflation is inevitable and it is a necessary evil to drive up the economy, so most nations try to control it at around 2%. But what gets people worried is the fact that the Feds are printing more and more money and putting it into the circulation, which may cause inflation to go up significantly in the near future. That's why Ray Dalio says " Cash is Trash" Simulation of $1 invested in various asset class So I hope everyone understand why it is important to stay invested, and not hold too much cash. Please don't leave it to rot in the Bank and think it is safe, you are losing the value of your money every year. And don't just jump into any product that banker pushes, do your own due diligence. Most bankers have quota to hit and commission to earn, what makes you think...