Ferrying Sense & Dollars

 S&P500 is now back  at a new All Time High, and so is Dow Jones Industrial Average and the Tech Heavy Nasdaq. Well basically all 3 major US indices are 🚀🚀 to the moon.  S&P500 June 2021 S&P500 steadily inch upwards before taking a breather and dropping back to the 50 Moving Average for a day then bounce back and continue its upward ascent repeatedly making new all time high.  This pisses me off so much, not because my portfolio took a dip, but I miss buying SPY when the dip happen cause I did not update my Limit order. So now my self managed ETF portfolio is still missing SPY. S&P500 dip and I missed it by a few $ 😑 Anyway, After a dissapointing performance by my favourite blue chips MAGAF for May. Most Big Tech went on a Bull run gaining >5%. And the stocks there are doing badly this June, are the Finance stock that was quite a hype in the past months. So you see, you keep chasing the hot new stocks that's mentioned in the news, sure you might...

Ferry is  a retail investor, March 2020 everything crash, there was no safe haven, Stocks crash, Bonds crash, Gold crash, Crypto Crash. He listened to the fear and doomsday scenario being spread around the news, He did not dare to invest any money in anything, and decide to liquidate his position and hold cash.  Mid 2020 Stocks started rallying on possible V shape recovery. Ferry wanted to invest but there were talks of market going for double bottom, After all there is now a full blown pandemic worldwide and lock down everywhere, so he decided to wait. How could the market be rallying when everything has gone to shits? It's going to crash again! He watches a lot of Youtube videos of crash prediction, and he is convinced August 2020, S&P 500 index are hitting a new All time high, Again Ferry wanted to invest, but the US election is coming! so many uncertainty! What if the market crash again? So He decided to wait End 2020 S&P 500 ended up closing positive for the year ...

All hail the Dogefather Doge coin is going to the moon, giving a YTD return of more than 100x that's 10000% return! If only I am crazy enough to go full crypto and also be able to  sleep peacefully at night 😅 Speaking of Crypto,  I am trying out DFI token, more info here:  Cake DFI At 100+% APY I just couldn't resist. part of DeFI Chain, team looks legit, I have marginal understanding of the whole Decentralised finance of cryptocurrency, so don't ask me for details. Anyway  like any investment, Don't just look at the potential profit, Always ask what is the  RISK ? For crypto, I think 80-90% loss is possible, because to me there is no fundamentals backing it, of course crypto expert may argue otherwise, but their definition of fundamentals tends to be different from the usual stock fundamentals. I've dumped $500 about a month ago now it is valued at $620. Not the best kind of investment considering the risk, and I think the whole Crypto is in a bubble, but when...

Yep "Cash is trash", in case you haven't heard, Money is being printed like there's no tomorrow, so in the near future your cash will have lesser purchasing power due to inflation. Inflation is inevitable and it is a necessary evil to drive up the economy, so most nations try to control it at around 2%. But what gets people worried is the fact that the Feds are printing more and more money and putting it into the circulation, which may cause inflation to go up significantly in the near future. That's why Ray Dalio says " Cash is Trash" Simulation of $1 invested in various asset class So I hope everyone understand why it is important to stay invested, and not hold too much cash. Please don't leave it to rot in the Bank and think it is safe, you are losing the value of your money every year. And don't just jump into any product that banker pushes, do your own due diligence. Most bankers have quota to hit and commission to earn, what makes you think...